Debt Mutual Funds invest predominantly in fixed-income securities like government bonds, corporate debt, treasury bills, and money market instruments, offering stable returns with lower volatility than equities. They provide professional management and liquidity advantages over traditional FDs, making them suitable for conservative investors in India’s 2026 market where RBI rates hover at 6.25-6.5%.​ Overview Debt […]

Fixed Deposits (FDs) and Recurring Deposits (RDs) both offer guaranteed returns backed by DICGC insurance up to ₹5 lakh per depositor per bank, making them popular safe-haven choices for Indian savers amid 2026’s 6-7% inflation. FDs suit lump-sum investors seeking higher yields, while RDs build discipline through monthly contributions. Understanding their differences helps align investments

Mutual fund expense ratios represent the annual fees charged by fund houses, expressed as a percentage of assets under management (AUM). These costs cover management, administration, marketing, and other operational expenses, directly reducing investor returns by being deducted daily from the fund’s Net Asset Value (NAV). In 2026, SEBI’s tighter caps make lower ratios even

The Public Provident Fund (PPF) remains one of India’s most reliable wealth-building tools in 2026, offering guaranteed 7.1% tax-free returns, sovereign backing, and EEE (Exempt-Exempt-Exempt) tax status. Perfect for risk-averse investors planning retirement or children’s education, PPF locks in discipline with its 15-year tenure while allowing flexibility like loans and partial withdrawals.​ PPF at a

In 2026, crypto staking offers 5–20% APY on idle assets, turning holdings into steady passive income streams—all while supporting blockchain networks. With India’s crypto market maturing under 30% flat tax + 1% TDS rules, platforms like WazirX and CoinDCX make it accessible. This guide covers staking basics, top coins, strategies, platforms, taxes, and risks tailored