Overview When you look at a stock quote, you’ll see many numbers—market price, 52-week high, market cap, and face value. For beginners, face value is often the most confusing. Many assume it reflects a stock’s true worth or future potential, which is not correct. In reality, face value is an accounting concept with limited relevance

Overview Initial Public Offerings (IPOs) attract retail investors with the promise of quick listing gains and long-term growth. However, one often misunderstood aspect of IPO investing is the lock-in period. While retail investors usually enjoy full liquidity after listing, lock-in rules for promoters and certain shareholders can significantly influence post-listing price movements. In 2026, with

Overview Real estate has traditionally required large capital, long holding periods, and hands-on management. REITs, or Real Estate Investment Trusts, have changed that equation. In India, REITs allow investors to earn income from commercial real estate without buying physical property. As the Indian market matures and rental-focused assets gain prominence, REITs are becoming an increasingly

Overview Paying tax on investment gains is unavoidable, but smart tax planning can significantly reduce the amount you owe. One often-overlooked strategy is using capital losses to offset gains and lower your tax liability. In 2026, with increased participation in stocks, mutual funds, ETFs, and digital assets, understanding how capital losses work has become essential

Overview For many investors, especially beginners, stability matters as much as returns. This is where blue-chip funds come into the picture. These funds invest in large, well-established companies with strong market presence, consistent earnings, and proven business models. In uncertain market conditions and long-term wealth planning, blue-chip funds are often seen as a relatively safer

Overview Using a credit card for the first time can feel confusing, especially in 2026 when banks offer dozens of options with complex terms. For beginners, a credit card is not about luxury or rewards—it is mainly about building credit history, learning disciplined spending, and enjoying basic benefits without falling into debt. This guide explains

Overview Choosing where to invest money in 2026 is more challenging than ever. With volatile stock markets, rising real estate prices, and increasing awareness about mutual funds, investors often struggle to decide what works best. Each asset class—real estate, stocks, and mutual funds—serves a different purpose and suits different financial goals. This comparative guide breaks