A reasonable answer in 2025 is “yes, for some investors and in measured size,” because access has improved via regulated ETFs, but extreme volatility and evolving policy still demand conservative sizing, rebalancing, and a clear risk plan. What’s changed in 2025 The investment case (pros) The risks (cons) How much to allocate Access choices in […]
Avoiding a handful of common errors can improve long‑term returns more than chasing the “next big thing.” Here are the most frequent mistakes—with fast fixes rooted in evidence from behavioral finance and time‑tested portfolio practice. No written plan Trying to time the market Chasing winners and recency bias Overconfidence and overtrading Lack of diversification Ignoring
Starting a budget doesn’t need to be complicated or restrictive—it’s simply a plan for where money goes each month so essentials are covered, goals are funded, and stress drops. Here’s a clear, beginner‑friendly workflow that works whether income is salaried or variable. 1) Know the real take‑home income List monthly after‑tax pay that actually hits
An emergency fund is money set aside for life’s “uh‑oh” moments—job loss, medical bills, car breakdowns, home repairs, or urgent travel. It’s the safety net that keeps long-term goals on track so you don’t sell investments at the wrong time or fall into high-interest debt. Here’s a clear, practical guide to figure out how much
Index investing remains the simplest path to long-term wealth, but many investors still ask: “Should I choose index funds or ETFs?” In 2025, both vehicles are efficient, low-cost, and diversified. The better choice depends on how one invests, costs in their market, and convenience features. This guide breaks it down in plain language so decisions
Compound interest is one of the most powerful ideas in finance. It’s how money grows faster over time because you earn interest not just on your original amount (principal) but also on the interest that’s already been added. In simple words, interest earns more interest. This guide explains how compound interest works, the formula, real-life
